A line of credit is an authorized overdraft limit that is attached to your chequing account. The funds are always available whether its for everyday purchases, emergencies, or surprise expenses. The line of credit allows you to “overdraw” your account without worrying about costly overdraft fees, transferring funds or late payments.

Easy access to funds!

You apply once, and the approved limit is available as needed.

Only pay for what you use!

Interest payments are calculated only on the amount you use, for the length of time you use it

Interest payments, your way!

The principal can be paid off in small or regular amounts, all at once, at any time.


Enjoy the advantages of a Radius Credit Union LOC today.