Your MEMBER CARD® debit card is your key to accessing your accounts quickly and easily.

To use your debit card you will need use your Personal Identification Number (PIN). Your PIN is your electronic signature and only you should know this number – memorize it, never share it and never write it down. If you forget your PIN please contact Radius Credit Union or visit us at any branch location.

Your MEMBER CARD has Interac Flash® a contactless payment type that is fast, convenient and a secure way to use your money! Interac Flash® gives you all the built in protection of Interac® Debit with even more protection measures to ensure your money is always safe!

  • Interac® Zero Liability Policy ensures that you are not liable for losses**. If your card is lost or stolen make sure you contact your local branch to cancel it.  This includes losses resulting from technical errors, system problems or fraud.

  • Transactions Limit gives you a limit per Interac Flash transaction (tap). Each time you tap you are able to spend a certain amount, if a purchase goes over that limit then you will be asked to insert you card and enter your PIN to confirm you are the authorized card holder.

  • Total Spend Limit allows you can spend up to a set dollar amount through cumulative Interac Flash transactions, if a purchase pushes you past the limit then you will be asked to insert you card and enter your PIN to confirm you are the authorized card holder.

On top of all these features Interac Flash uses EMV secure chip processing to store and process data securely. This makes it impossible to create counterfeit cards, and protects you against fraudulent activity, including skimming, transaction replay types of fraud, and tactics like electronic pickpocketing.

Please Note: Country Blocking for Radius Credit Union MEMBER CARDS

For the safety and protection of our members we have turned off the ability to use Radius Credit Union MemberCards® in specific states and countries. This action has been taken to protect your card information from being stolen and used fraudulently without your knowledge.

If you are traveling outside of Canada you can simply contact Radius Credit Union in advance of your trip and we will ensure your cards are active in your travel destination. If you have any questions or concerns or are planning a trip please contact any branch of Radius Credit Union and we will be happy to assist you.

*Interac Flash can be deactivated at a fee please contact your local Radius Credit Union branch for more information. Member Card® is a registered trade-mark owned by Canadian Credit Union Association, used under license.

**Protection applies to losses resulting from circumstances beyond your control. Some conditions apply. See your financial institution for details. Interac logo are registered trade-marks of Interac Inc. Used under license. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCO, LLC..

Enjoy the advantages of a Radius Credit Union Account.